The terms and conditions (ToU) you’ve provided outline the rules and guidelines for using the Swastik Financial Services (SFS) website and services. Here is a brief summary of the key points:
Description of Services: SFS provides financial and utility services such as loans, credit cards, and communication services. By using the site and submitting personal details, users agree to be contacted by SFS or its partners for information and promotions.
License and Site Access: Users are granted limited access to the site for personal use only. Any unauthorized use, including the copying of content or use of automated tools to extract data, is prohibited. Unauthorized access can terminate the granted license.
Eligibility: Users must be of legal age (18+) and legally authorized to make purchases.
Your Account: Users agree to provide accurate information when creating an account and acknowledge that SFS has the right to deny access for any violation of the ToU.
Submitted Content: Users grant SFS a perpetual license to use, copy, and distribute any content they submit. Users are responsible for ensuring they have rights to the content they submit.
Disclaimer of Availability: SFS does not guarantee the availability, impressions, or click-throughs of content on its site and reserves the right to reject advertising sponsors.
License Disclaimer: The website does not grant any intellectual property rights or licenses unless explicitly stated.
Local Laws: SFS operates from Hyderabad, India, and users from other locations are responsible for complying with local laws.
Limitation of Liability: SFS is not liable for damages resulting from using the site or services. The maximum liability is limited to INR 100.
Indemnity: Users agree to indemnify SFS from any claims or losses arising from breaches of the ToU.
Electronic Communication: By using the site, users consent to receive communications from SFS electronically.
Site-Provided Message Postings: Users can post messages but must follow the site’s guidelines. SFS reserves the right to remove or refuse postings that violate the ToU.
Links: The site may contain links to external websites, but SFS is not responsible for the content on those sites.
Password-Protected Areas: Unauthorized access to secure areas of the site is prohibited and may result in prosecution.
Modification of Terms: SFS may change these terms and notify users of significant updates. Continued use of the site indicates acceptance of the updated terms.
Trademarks: SFS owns trademarks and other intellectual property displayed on the site, and users are prohibited from using them without permission.
Survival of Terms: Certain obligations may continue after the agreement ends.
General: The ToU are governed by Indian law, and any legal disputes will be handled in the courts located in Gurgaon, India.
